Towing Insurance

Towing Insurance 101

Interline Risk Services’ towing package is a policy that is designed for professional towing operations that are involved in auto repair, body shop, salvage yards, auto transporting, gas sales and more.

Our programs are with A rated insurance companies, have very broad driver guidelines, and offer the most flexible coverages available in the market today.

Personalized Service & Unmatched Rates

Comprehensive, cost-effective solutions to meet your needs. Let us do the research to ensure your entire fleet is fully covered as it grows, mile after mile, year after year.

  • Single and multi-state operation
  • 1 to 100 trucks
  • Auto Liability – $100,000 to $1,000,000 CSL with no deductible or radius restriction
  • Physical Damage comprehensive and collision deductible – $500-$2,500
  • Auto Medical Payments – $1,000 to $5,000
  • Uninsured/Underinsured Motorist (non-stacked) – Basic limits or as required by law
  • Personal Injury Protection – Basic limits or as required by law
  • General Liability – $100,000 to $4,000,000 CSL. General liability covers premises and operations – even operations away from the premises such as road side repair work (tire changes, jump starts, lockouts).
  • Hired and Non Owned Liability – Limits equal to General Liability
  • Garage Keeper’s Legal Liability – Maximum limit per location $500,000 CSL
  • On Hook/Cargo – Maximum limit per auto $300,000 with excess policies available
    • a. Loading and unloading is included in our cargo form, and will cover the cargo while it is in the process of recovery until it is delivered or stored.
    • b. Our cargo form is the broadest in the industry with coverage for equipment hauled as well as autos. Contents of vehicles are covered as well.
    • c. NO DRIVE TRAIN EXCLUSION – we do not exclude drive train damage on our cargo form.
    • d. Debris removal is included in our cargo form with a sub-limit of $2,500.
  • Accidental Death and Dismemberment of $10,000 per life on the policy is included on all accounts offered through American Transportation Association, Inc.
  • Property and Business Personal Property up to 10 miles from the coast line

Insurance That Moves

We believe that every towing or trucking company, no matter the size, should have an equal shot at getting complete insurance coverage at a fair price.